Infinity Law Group 2026-02-19T16:00:27Z https://www.infinitylawcablog.com/feed/atom/ WordPress /wp-content/uploads/sites/1404909/2025/09/cropped-infinity-site-icon-32x32.jpg On Behalf of Infinity Law Group <![CDATA[Rideshare liability: what does the policy cover?]]> https://www.infinitylawcablog.com/?p=48793 2026-02-19T16:00:27Z 2026-02-19T16:00:27Z How the three coverage periods shape every rideshare claim California law breaks rideshare trips into three periods. The California Public Utilities Commission (CPUC) sets these standards as part of its oversight of rideshare companies, also known as Transportation Network Companies (TNCs).
  • Period 1: This begins when a driver turns on the app and waits for a request. The TNC must carry at least $50,000 per person for bodily injury, $100,000 per accident and $30,000 for property damage, plus an additional $200,000 in aggregate liability coverage.
  • Period 2: This begins once a driver accepts a ride and heads to the pickup spot. Coverage jumps to a mandatory $1 million in primary liability insurance.
  • Period 3: This runs from the moment a rider gets in the car until they step out. The $1 million primary liability policy continues to apply, along with a mandated $1 million combined single limit for uninsured and underinsured motorist (UM/UIM) coverage.
These shifts happen in the background. Most riders never know which period applies to their trip, until an accident forces the question.

How liability disputes can delay a claim

When a rideshare accident occurs, injured riders often encounter a frustrating cycle. Even when high-limit Period 3 coverage applies, disputes between insurers can cause delays. In complex multi-vehicle crashes, the rideshare company's insurer and the other drivers' insurers may attempt to shift liability, drawing out the process while the injured rider waits. Under California law, TNC insurance during Periods 2 and 3 must act as primary coverage. This means the rideshare company's policy should respond first, regardless of what the driver's personal insurer does.

Steps that may help strengthen a rideshare accident claim

One of the most useful things a rider can do is save the trip details from the app. A screenshot of the driver's name, the car info and the trip time can help show which coverage period was active when the crash took place. Seeing a doctor soon after the crash is also a good idea, even if the injuries seem minor. Symptoms can show up days after a car accident. A medical record tied to the date of the crash can support a future claim and make it harder for insurers to question its cause. Speaking with a legal representative before accepting any settlement offers is worth considering. Insurers sometimes offer early payouts before the full scope of injuries is clear. Once a settlement is signed, it often closes the door on seeking more compensation down the road.]]> On Behalf of Infinity Law Group <![CDATA[Helping a loved one after a car accident in San Francisco]]> https://www.infinitylawcablog.com/?p=48791 2025-12-22T16:35:02Z 2025-12-22T16:35:02Z A serious car accident rarely affects just one person. When someone is injured, the emotional, financial and practical consequences associated with that situation often ripple through their family and close friends, creating stress, confusion and emotional strain for everyone involved.  Loved ones may want to help but feel unsure about what to do or how to say the right thing. At the end of the day, however, it is “simply” the act of offering steady support that can make the most meaningful difference during recovery in most cases. 

What you can do

In the days and weeks after a loved one’s crash, physical healing is often the most visible challenge that victims face. Injured individuals may struggle with pain, limited mobility and fatigue, making everyday tasks overwhelming. Family and friends can help by assisting with transportation to medical appointments, preparing meals, helping with childcare and/or managing household responsibilities. These practical acts of care reduce stress and allow the injured person to focus on healing. Emotional recovery is also very important, although often less obvious of a need. Car accidents can be traumatic, leading to anxiety, fear of driving, sleep problems and mood changes. Your loved one may feel frustrated, scared or even guilty about how the accident has affected others. Offering patience, listening without judgment and reassuring them that their feelings are valid can provide comfort. Sometimes simply being present and checking in regularly can help them feel less alone. Legal and financial concerns can also weigh heavily after a car accident. Medical bills, time away from work, insurance calls and paperwork can feel overwhelming, especially while recovering from injuries. Friends and family can help by organizing documents, taking notes during conversations and/or helping their injured person keep track of expenses and appointments. Encouraging them to speak with a skilled legal team can also relieve pressure, as legal guidance can clarify rights, next steps and available compensation. Finally, it is important to care for yourself while helping someone else. Supporting an injured loved one can be emotionally draining, and burnout helps no one. Setting boundaries, asking for help from others and acknowledging your own stress allows you to remain a steady source of support.]]> On Behalf of Infinity Law Group <![CDATA[Who is liable for e-scooter accidents in San Francisco?]]> https://www.infinitylawcablog.com/?p=48785 2025-10-30T08:35:53Z 2025-10-30T07:57:14Z Who may be held responsible Liability for e-scooter crashes may fall on different parties, including:
  • Riders: Those who ignore traffic laws, ride while impaired or injure pedestrians may face personal responsibility for the accident.
  • Rental platform: E-scooter operators can share fault when poor maintenance, broken parts or missing safety information lead to injuries.
  • Other drivers: Motorists may be liable if they cause a crash by driving distracted, speeding or failing to yield. Under California law, e-scooters have the same road rights as bicycles.
  • Manufacturer: Companies that design or build scooters may be responsible for crashes linked to defective designs or unsafe components.
  • Property owner: Private property owners can also be accountable if unsafe conditions on their property contribute to an e-scooter accident.
California follows a pure comparative negligence rule. This means injured riders can recover damages even if they share some blame. The court reduces compensation based on each person's share of fault. Understanding each party’s share of fault helps determine who pays for the damages.

How e-scooter companies operate in San Francisco

The San Francisco Municipal Transportation Agency (SFMTA) manages e-scooter programs through city permits. Lime and Spin currently hold two-year permits to run scooters in approved areas. Riders can find and unlock them easily using mobile apps. Rental companies must follow city rules. They must carry liability insurance, share trip data with SFMTA and use systems that detect sidewalk riding and slow the scooter automatically. SFMTA checks compliance through field inspections, ticket reviews and public complaints.

What many riders agree to

Before unlocking a scooter, riders must accept the company's terms and conditions. These long documents often go unread, but they include important terms, such as:
  • Liability waivers: Riders release the company from responsibility for injuries or property damage, even when a malfunction occurs.
  • Shortened claim periods: Some agreements reduce the time limit for filing claims from three years to one.
  • Extended coverage: Waivers often protect parent companies, manufacturers and the city itself.
Courts generally uphold these waivers, but they do not protect companies from gross negligence, like releasing scooters with known brake problems. They also do not protect from willful misconduct. Proving either claim, however, requires a much higher legal standard for injured riders.

What is your next step

E-scooter accidents often involve more than one factor. This could include traffic laws, product defects or service agreements. After a crash, it can be useful to note what happened, get medical care and keep records related to the incident. A legal professional can explain possible options for recovery and help you understand what may come next.]]>